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Civil Contracting Insurance: Practical Tips for Efficient Claims

Insurance is critical for your business if you have a civil contracting operation. In general, there are numerous risks such as injuries, material losses and other liability from which you must protect your company. If your business is not sufficiently protected, you could end up losing a lot of money and falling into debt due to lawsuits by customers, employees and subcontractors. After purchasing your civil contracting insurance policy, you will need to make your claims after unfortunate incidents.

5 Things New Employers Need to Know About Worker's Compensation

As an employer, you are required to provide worker's compensation insurance for your employees. If you haven't bought this type of coverage before, you may have a lot of questions. Here's an overview of what you need to know. 1. You Buy Worker's Compensation From Private Carriers When it's time to buy worker's compensation, you need to contact a commercial insurance agent. WorkSafe or the equivalent organization in your state or territory does not provide worker's compensation insurance.

Four Steps to Reduce Your Truck Insurance Premiums

Insurance is one of the largest fixed expenses that every trucking company faces today. Trucking insurance is expensive compared to smaller vehicles and semi-trucks due to the nature of work that trucks are involved in. Of course, other factors such as the age and experience of the truck driver also come into play when calculating premiums. There are several ways you can reduce your truck's insurance premiums and lighten the load on your annual trucking expenses.

Different Policies to Consider For Landlord Insurance

When it comes to typical property insurance, it is assumed that the person taking out the policy actually resides on the premises. However with landlords, you rarely actually live in the property that you are renting out. As such, there are different policies that would be pertinent for your building that you may not consider if you were a renter. It is important to ensure that you insurance cover provides protection for a number of these things as making the mistake it is included in your package could lead to disappointment down the road.